Featured in Money Magazine & Money.ca

richardmkiernicki

Oct 14, 20201 min read

thar's gold in them thar hills

..."thar's gold in them thar hills"...if Bill Holter is anywhere near correct...

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THE GOVERNMENT MAKES MY ANNUAL RSP AND TFSA CONTRIBUTIONS. WHO'S MAKING YOURS?

richardmkiernicki

Mar 13, 20207 min read

THE GOVERNMENT MAKES MY ANNUAL RSP AND TFSA CONTRIBUTIONS. WHO'S MAKING YOURS?

I believe in leverage, period. Whether we're talking about leveraging our human resources or leveraging capital, leverage plays a huge role.

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richardmkiernicki

Feb 28, 20202 min read

STOCKS DROP SPECULATORS PANIC

Many of us have been waiting for this moment for some time. Many more haven't and are reacting in typical undisciplined speculator fashion.

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It's Only My Opinion on the Article - Like Ass-holes, Everybody Has One (An Opinion That Is)

richardmkiernicki

Dec 24, 20191 min read

It's Only My Opinion on the Article - Like Ass-holes, Everybody Has One (An Opinion That Is)

...this is an outrage...and nobody notices...$337Million fine to "settle anti-trust claims around the alleged rigging of the $550Billion mar

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The Unconventional Conventional Part XXXIX

richardmkiernicki

Jan 10, 20142 min read

The Unconventional Conventional Part XXXIX

My column this week is devoted to the above quote from Nikola Tesla. As time continues to unfold, the truth, in all things, is beginning to

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The Unconventional Conventional Part XXXVIII

richardmkiernicki

Jan 2, 20142 min read

The Unconventional Conventional Part XXXVIII

May 2014 be the year that you are empowered to take control over your personal finances and find a better level of financial success...

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richardmkiernicki

Dec 23, 20134 min read

Gordon Pape, Exclusive Interview with “the Unconventional Conventional, Richard M. Kiernicki

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The Unconventional Conventional Part XXXVII

richardmkiernicki

Dec 15, 20131 min read

The Unconventional Conventional Part XXXVII

As the current year comes to a close many people will often take a look at the past twelve months and review their progress...

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The Unconventional Conventional Part XXXVI

richardmkiernicki

Nov 28, 20132 min read

The Unconventional Conventional Part XXXVI

The question that I ask today, the third in a series of questions, may be the most important question of them all when it comes to defining

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The Unconventional Conventional Part XXXV

richardmkiernicki

Nov 22, 20132 min read

The Unconventional Conventional Part XXXV

Therefore, my second question, “Is Financial Literacy to be defined as the agreement made by the “misinformed” public’s perception...

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The Unconventional Conventional Part XXXIV

richardmkiernicki

Oct 24, 20132 min read

The Unconventional Conventional Part XXXIV

My first question then; “Is it better to be a loaner or an owner?” This question addresses whether you should be a depositor, a lender or...

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The Unconventional Conventional Part XXXIII

richardmkiernicki

Oct 17, 20133 min read

The Unconventional Conventional Part XXXIII

Now, let us apply the truth about facts to the topic of financial literacy. I believe that financial literacy should be based upon true fact

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"As sound as a dollar": Money Idioms; Past, Present and Future

richardmkiernicki

Oct 17, 20133 min read

"As sound as a dollar": Money Idioms; Past, Present and Future

"As sound as a dollar": Money Idioms; Past, Present and Future Feature article for MONEY Magazine, October 2013 Issue

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The Unconventional Conventional Part XXXII

richardmkiernicki

Oct 3, 20132 min read

The Unconventional Conventional Part XXXII

Quite often, the topic of financial literacy comes up and I asked him if his personal understanding of financial literacy....

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The Unconventional Conventional Part XXXI

richardmkiernicki

Sep 19, 20132 min read

The Unconventional Conventional Part XXXI

Besides writing for the electronic editions of MONEY online, I have also been writing an article for each of the last two editions of MONEY

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The Unconventional Conventional Part XXX

richardmkiernicki

Sep 5, 20132 min read

The Unconventional Conventional Part XXX

My ex business partner used to say “Do not take financial advice from anyone who makes less money than you do”. This is sage advice...

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The Unconventional Conventional Part XXIX

richardmkiernicki

Aug 22, 20133 min read

The Unconventional Conventional Part XXIX

Last week I stated that it was unbelievable that no matter what logic was presented, as far as financial issues are concerned, my words seem

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The Unconventional Conventional Part XXVIII

richardmkiernicki

Aug 15, 20132 min read

The Unconventional Conventional Part XXVIII

What I find unbelievable at times is that no matter what logic you present to help people make sense of financial affairs, they will still..

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The Unconventional Conventional Part XXVII

richardmkiernicki

Aug 8, 20132 min read

The Unconventional Conventional Part XXVII

Uncertainty. One of the most popular words of the last 30 years. When it comes to economic uncertainty, there are so many different factors

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The Unconventional Conventional Part XXVI

richardmkiernicki

Aug 1, 20132 min read

The Unconventional Conventional Part XXVI

I believe in disruptive technology. Not just in high-tech either. I believe that we are in a phase that is somehow dedicated to the...

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